Friday, December 6, 2019

Graduate: What next !!

Have you completed graduation? Good ,you have achieved one of the required milestone to entered in the world of  job. Ok. Fine , Now the big question is "Whats next?"

Starting a great career is very important which will drive you to the great future. Most of all graduates are in dilemma which career should choose. Problem of Arts graduates are at compounded level. Choosing lucrative job offers career choices of Arts graduates are at disadvantageous stage.But nowadays options are coming day by day for Arts graduates also.

Everybody wants a stable secured job so that they can balance their personal and professional life as well. Govt sector job offers you stability and security simultaneously. Getting govt sector job needs dedication and continuous effort so that you can clear the selection examinations for various public sector jobs. As the selection exams are not held on daily of fortnightly so you have to wait after attempting one exam to other. Time to publish result takes longer than expected resultant to loss of precious time. Some time it takes more than one attempt to crack the selection process.

Only around 3 percent of total jobs are offered by the public sector which shows that tough competition are there and you have to prepare very well to be in that 3% of crowd else you will be left behind.


So what should I do ?

You should keep trying to crack govt sector job and simultaneously start your career in private sector as they are offering 97% of job opportunity. Which means the availability of opportunities are much higher for the eligible candidate. BFSI Segment offers you good career  with in private sectors if you are having adequate knowledge and required certifications.




B   -   Banking

Image result for rbi banks

FS -   Financial Services 
                  &
I    -   Insurance





Basically BFSI are service based industry where you can start your career with some basic knowledge about the same. The hierarchy of this industry are under:

            Ministry of Finance
             (Govt. of India)
                          |
            ----- -----------------------------------
            |                           |                         |
      Banking      Financial Services      Insurance
       (RBI)               (SEBI)                    (IRDA)

Natural phenomena of human is that the thing we get to see for what we have the knowledge. For example if we see some yellow object lying in the field will be seen by some people who knows about the characteristics of gold rest of people will ignore the same.

Similarly people has little knowledge about banking as they use some of their basic products like bank account hence they have basic knowledge of banking system ,but in the same time they don't know what other products are offered by bank and other financial services companies. Banks also offered financial services and Insurance products too.

How to Start Career in BFSI: Some products of BFSI needs certification for the eligibility to start with. Like those services regulated by SEBI and IRDA needs some series of NISM cerifications.

How to Get NISM Certifications: Well, all NISM cerifications can be attempted by self study. You have to create profile with https://certifications.nism.ac.in/nismaol/ . To create profile you need copy of PAN, ADHAR and photograph in JPG format.

After validation of your documents NISM will activate your profile. Then find your desirable certification , pay exam fees online/offline mode and book seat for your desired exam center. You will get e-book as study material.

Comments on this post to know more career opportunities and skill requirement.

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